After a car accident in Baltimore, MD, you might not know what to do. Who pays your medical bills and reimburses you for lost wages? Do you file an insurance claim with your insurance provider or the other driver’s insurance company?
Car insurance claims can be complicated and confusing. Unfortunately, the insurance companies do not make the process easy for accident victims. Our Baltimore car accident lawyers at WGK Personal Injury Lawyers make the process easy for — we handle all aspects of your car insurance claim.
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How Our Baltimore Car Accident Lawyers Can Help If You’ve Been Injured in an Automobile Accident
Since 1997, the attorneys at WGK Personal Injury Lawyers have fought for the rights of Maryland car accident victims. We are aggressive negotiators and seasoned trial lawyers. Our legal team does not stop fighting for you until we exhaust every source of compensation for your damages.
Our lawyers have been included on the Top 40 Under 40 list by The National Trial Lawyers. In addition, Expertise.com named us to their list of Best Car Accident Lawyers in Baltimore for 2022. Our commitment to our clients is evident in how we pursue claims on their behalf.
When you hire our award-winning, top-rated legal team, you can trust we will:
- Complete an independent investigation to determine how your car accident occurred
- Identify all parties who contributed to the cause of the car crash
- Verify car insurance coverage and file insurance claims
- Gather evidence proving liability and the value of damages
- Consult with leading expert witnesses, as necessary
- Negotiate settlements for the full value of your claim
- File a lawsuit and take your case to court when necessary to protect your right to fair compensation
Your personal injury claim could be worth more than the insurance company offers to settle. Before you agree to a settlement, talk with our lawyers at WGK Personal Injury Lawyers to confirm the settlement amount is fair. It does not cost you anything to speak with an attorney.
Contact us to schedule a free case evaluation with an experienced car accident lawyer in Baltimore, Maryland.
What Are the Car Insurance Requirements in Maryland?
Baltimore drivers must have a minimum amount of liability insurance. State law requires you to have at least the following:
- $30,000 for bodily injury or death to another person
- $60,000 for bodily injury or death to two or more people in a single accident
- $15,000 for property damage claims
Maryland is an at-fault state for car accident claims. The injured party has the burden of proving the other driver caused the accident to receive compensation for damages. You do not receive money for your losses if you cannot prove your case.
Liability insurance coverage pays accident victims for damages caused by an insured driver. However, getting the insurance company to pay a fair amount can be challenging. Insurance companies search for ways to avoid paying valid car insurance claims, including alleging contributory fault on the part of the victim.
How Does Contributory Fault Impact a Car Insurance Claim in Baltimore, MD?
Maryland is only one of four states and the District of Columbia that continue to use the harshest form of comparative negligence in personal injury cases. Under Maryland’s pure contributory fault standard, accident victims cannot recover compensation for damages if they contributed to the cause of their injury.
Therefore, the other driver could be 99% to blame for causing the car accident and get away without paying any damages. If you have any blame for causing the car accident, you are barred from receiving any money for your claim. The car insurance company does not have to pay your claim.
It is crucial that you do not discuss your car accident with the insurance company without legal counsel. Insurance adjusters use various tactics to get victims to admit fault. In many cases, the person is not admitting fault, but the insurance company intentionally misinterprets the victim’s statement to allege fault.
What Damages Can I Recover for a Baltimore Car Accident Case?
- Medical bills
- Loss of enjoyment of life
- Lost wages
- Pain and suffering
- Disability and impairment
- Emotional distress
- Decrease in earning capacity
- Out-of-pocket expenses
- Diminished quality of life
However, you must file your claim before the statute of limitations expires. Most car accident claims have a three-year statute of limitations. However, exceptions can change the deadline, so it is wise to seek legal advice immediately.
Schedule a Free Consultation With Our Baltimore Car Accident Lawyers
You deserve to receive compensation for the total value of all damages caused by a car accident. At WGK Personal Injury Lawyers, we pursue insurance claims and personal injury claims to maximize the amount you receive for your case. Call us to schedule a free case review with a Baltimore personal injury attorney.