How To Deal With a Progressive Car Accident Claim

Have you been injured in a car accident in Baltimore, Maryland? WGK Personal Injury Lawyers can help when you call (410) 837-2144. We offer a free consultation with a Baltimore car accident lawyer who can guide you through the claims process and work to secure the compensation you deserve.

If the at-fault driver is insured by Progressive, it’s important to understand their claims process and tactics. As one of the largest auto insurers in the country, Progressive’s priority is minimizing payouts—not maximizing your recovery. Being prepared and knowing how to handle communications, evidence, and negotiations can significantly affect the outcome of your claim. 

An experienced attorney can help you stand up to the insurance company and fight for the best possible result. Contact us online today.

How WGK Personal Injury Lawyers Can Help With a Progressive Car Accident Claim

How WGK Personal Injury Lawyers Can Help With a Progressive Car Accident Claim

Dealing with a large insurer like Progressive after a crash can be intimidating. Having the right Baltimore personal injury attorney on your side ensures you have someone fighting for your best interests. At WGK Personal Injury Lawyers, we have the experience and resources to take on powerful insurers and win.

Here’s why clients choose us:

  • Over 80 years of combined experience in personal injury law.
  • Tens of millions of dollars recovered for accident victims.
  • Three generations of Baltimore injury lawyers dedicated to client advocacy.
  • In-depth knowledge of insurance company tactics and how to counter them.
  • A proven record of securing full and fair compensation for clients.

If you need an advocate you can trust after a collision in Baltimore, MD, contact us today to schedule your free consultation. 

Steps To Take After an Accident Involving Progressive Insurance

What you do in the hours and days following a crash can impact the outcome of your claim. If the other driver is covered by Progressive, take these key steps:

  • Report the accident to the police: This creates a formal record of the crash.
  • Gather evidence: Take photos of the scene, vehicle damage, injuries, and license plates.
  • Seek medical treatment: Get evaluated right away, even if you feel fine.
  • Avoid speaking to Progressive right away: Their adjusters may try to get you on the record before you understand the full extent of your injuries.
  • Call a personal injury lawyer: An attorney can take over the claims process and protect your rights.

Never sign anything or accept a settlement from Progressive without consulting an attorney first.

Common Tactics Progressive Uses To Limit Claims

Like other large insurers, Progressive uses several strategies to reduce the amount it pays on injury claims. These tactics may include:

  • Early lowball offers: Offering quick settlements before you understand your injuries
  • Disputing liability: Arguing their driver wasn’t at fault, even when the facts say otherwise
  • Downplaying injuries: Claiming your injuries are preexisting or not serious
  • Using recorded statements against you: Taking your words out of context to weaken your case
  • Delaying payment: Using bureaucracy and red tape to frustrate claimants into giving up

Our attorneys recognize these patterns and know how to respond effectively.

What if Progressive Denies My Claim?

If Progressive denies your claim, you still have options. First, we’ll review the denial letter and the facts of the case. Then we may:

  • File an appeal with Progressive: If additional evidence or clarification can support your case
  • Pursue an insurance bad faith claim: If Progressive acted unreasonably in handling your claim
  • File a personal injury lawsuit: To hold the at-fault driver (and their insurer) accountable in court

You don’t have to accept a wrongful denial. We’ll fight back using every legal tool available.

What Damages Can I Recover From a Progressive Claim?

If your claim is successful, you may be entitled to compensation for economic damages like:

  • Medical expenses: Emergency treatment, hospitalization, rehabilitation, and ongoing care
  • Lost income: Wages lost during recovery and reduced future earning capacity
  • Property damage: Repair or replacement of your vehicle and personal belongings

In certain circumstances, you could also recover for your non-economic damages, such as: 

  • Pain and suffering: Physical pain, emotional trauma, and diminished quality of life
  • Permanent disability or disfigurement: If your injuries result in long-term harm

We work to recover every dollar you’re owed under Maryland law.

Call a Baltimore Personal Injury Lawyer for Help With a Progressive Claim

Facing Progressive Insurance after a car accident in Baltimore, MD, can be stressful and intimidating—but you don’t have to go through it alone. At WGK Personal Injury Lawyers, we’ve been standing up for crash victims in Baltimore for decades. With over 80 years of combined legal experience and tens of millions recovered for our clients, we know how to take on powerful insurers and demand fair compensation.

Call today to schedule your free consultation with a Baltimore car accident lawyer. We’ll handle Progressive so you can focus on your recovery.